by Devon Herrick
National Center for Policy Analysis
December 20, 2013
Brief Analysis
Health Savings Accounts is truly an idea whose time has come. More than 30 million people now control some of their own health care dollars through an HSA or HRA. HSAs promise to revolutionize the American medical marketplace. However, Congress should allow insurance companies and employers more flexibility to experiment and innovate, so that the market can discover what works best.

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