by Christopher J. Conover
American Enterprise Institute
July 24, 2014
Roughly half of uninsured Americans either do not plan on looking for information on the health insurance exchanges set up under the Affordable Care Act, or had not heard about them. Are they ignorant? Or are they making a well-reasoned choice? What are the actual risks of being uninsured? Statistics that seem to indicate much higher mortality rates for the uninsured are based on cherry-picked evidence – the risk is not statistically significant, and there is a great deal of uncertainty in estimates that tie it to being uninsured. Financial risks are similarly exaggerated. In fact, the Obamacare “solution” costs much more than any of the financial risk problems it purportedly addresses. Other comparable health risks faced by many Americans could, in theory, be reduced through public policy intervention, yet we forego the chance to save at least eight lives for every one person who receives subsidized coverage on the exchanges.

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